How can you get car insurance after your policy is cancelled?

How can you get car insurance after your policy is cancelled?

How can you get car insurance after your policy is cancelled?Plain. You just buy a fresh policy.

Can you purchase car insurance before the previous policy is cancelled and the car is still in someone else’s name if you intend to register the car?

Yes. Once you have registered the car in your name, the old policy can be canceled out.

Can your car be repossessed if your insurance incorrectly told the lender your policy had been cancelled?

IF the ins. co. told the lender the policy was canceled, then you were in DEFAULT and the lender will repo.The lender and the ins. co. will have to get that straightened out.

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If the finance company thought your insurance was cancelled and put an add on policy to your loan and the car was totaled while both policies were in effect will both policies pay for the loss?

No, the finance company would simply refund any monies they charged you for compelled placed insurance and your primary insurance company would be responsible for footing the bill.

Can you cancel your car insurance policy?

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Response .
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You sure can cancel your insurance policy BUT you might not want to. In our state insurance is required to drive a car or truck and you can be fined and lose you drivers license if your caught driving without insurance. I would question the wisdom of cancelling your insurance

If your car insurance is paid in utter can they cancel your policy for not answering a questionnaire?

Cancellation of Insurance for Questionnaire Non-Participation .
Read everything you have signed, but most likely no. That is absurd. .
Failure to Disclose Risk Factors .
Yes, they can certainly cancel your policy for that. The questionnaire is part of your insuring contract and will ask you about how you use your vehicle and any other persons who may drive or have access to the vehicle. The insurance company does not have to provide coverage if you are refusing to give them the information they need to decently evaluate the risk. .
Response from A General Agent

You recently sold your car and you are driving your fiance’s car you cancelled your car insurance Is his car covered if you get into an accident or does your name need to be on his policy?

Response .
yes his car is still covered as long as he gives you permission to drive it..
Response .
I would suggest you get rated on vehicle. The reason is that when you go back to your own vehicle, that you want prior insurance. Insurance companies use prior insurance as a discount.

How difficult will it be to get another insurance polycy if it was canceled because someone else had an accident on your car who is not on the policy?

Reaction .
First of all you should not let this happen. Most states permit you to formally exclude any driver (listed or otherwise) from a policy in order to avoid an adverse activity on the policy. 2nd, if you have a valid driver’s license you can always get insurance, maybe not at a price you are blessed with, but you can get it.

When your car is repossessed when do you cancel your insurance coverage?

The same day that you determine you aren’t getting it back. It would be wise to wait until then because if the bank repo’d it to kinda just remind you that being Three payments behind isn’t a good thing, you might get it back and then you don’t have to go through the entire insurance application process again. ReactionYeah for sure do not cancel anything until it is no longer in your name either. I’d wait until the title transfer is finish as well. ReactionYou should cancel your insurance the moment your car is repossessed.The moment the car is hooked up(as the above two repo morons will tell you)it is no longer your car.So if you would like to cover someone elses vehicle with your insurance you go right ahead but you are wasting your money and your insurance coverage.Dishonest repo guys(like the above two scumbags) want you to keep the insurance on the vehicle so if they harm the car or steal stuff from it it will go on your insurance. Response Amendment: Never cancel an insurance policy until you have a fresh policy in place. If you do it will cost you more in the long run. Insurance companies are looking for loyalty and longevity without lapse in coverage. Sometimes you can possibly suspend, cancel or reduce coverage but never cancel it. The moment the vehicle is repossessed does not release you from the contract agreement. Read it. In most cases until the vehicle is transferred out of your name via the title of ownership, you must maintain physical harm coverage or they can force place it and take the premium out of the proceeds. Reduce to minimum but don’t cancel it.

Can you cancel your insurance if your car is in bankruptcy?

Reaction .
Absolutely not! If you are still using the vehicle, it must be insured. However, the insurance payment would not be covered by the bankruptcy.

Is a cancelled life insurance policy reinstatable?

Reaction .
In Brief – NO.However it is entirly depands on the individual policy contract. as a thumb rule – cancelled life insurance policy is not reinstatable..
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Regards,Tarun BansalLife Insurance AdvisorLIC of India – Delhihttp://www.savingwala.com

When can a car insurance company cancel you?

Insurance CancelAn insurance company can cancel you anytime they want to as long as they have a legitimate reason to do so, and they are required BY LAW to send you WRITTEN NOTICE to advise you of any cancellation should one occur. This not does not apply to monthly bill statements because within the bill statement it says that your policy will cancel should they not receive a payment. This is the most common reason for cancellations, when people don’t pay their monthly insurance bill. Another reason you may be cancelled the company can consider you high risk. If you hve had too many accidents or have have made too many claims with a certain time period, they can cancel you because they feel it would actually cost them more to insure you versus insurance premiums you would pay to them. Ultimately, you can be cancelled for fraudulent reasons. If you lied on a claim, mileage at time of policy issue, or just cheated the insurance for whatever reason, they can cancel you. Also, if the offense is serious enough, you can be sued or possibly prosecuted.

What does an insurer have to to do before they can cancel an auto insurance policy?

Reaction .
They must let you know with enough time prior to the cancel date, (which is different than a non-renew, cancelling infrequently occurs), for you to seek coverage else where.

How can you get car insurance after your policy is cancelled?

Why are life insurance policies not cancellable by the insurer?

Response .
So that you can plan for your family now and not when you get sick. If companies could cancel when you got sick, there would be very few claims. Gosh, if the policy we’re big enough, they could hire someone to go after you and say you got in a car accident – they could cancel the policy, before you even got to the hospital.

Can your car insurance policy be cancelled without notification?

Not necessarily. In most cases you have to be notified in writing as to when and why you’re being cancelled. Most causes of cancellation are from non-payment of premiums, and somewhere in the bill it states “policy can be cancelled if premium if not paid by due date”. Otherwise, most insurance companies are required by law to notify you.

How can you cancel a life insurance policy on you if there is no more insurable interest but you are not the holder of the policy?

Under insurance law, the contract possessor has all the “rights.”.
So, I know of no way to cancel the contract w/o the proprietor’s consent..
However, you may wish to contact your state insurance department and/or the insurance company just to be sure..
Alternately, you might suggest to purchase the contract from the current possessor, as is often done with business insurance “buy-sell” arrangements..
Best of luck ..
rjBeeg rbeeg@optonline.net

Can a life insurance policy be cancelled after issued?

Yes for a duo of reason. Non-pay is the fattest. There is also a Two year period in which the company can proceed to underwrite you and if they found you lied on the application they can cancel the policy.

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Can a person cancel an auto insurance policy if the car is only a lease?

As long as you have another policy in place. When you signed your lease you garanteed that the vehicle would be insurred. Uninsuring the vehicle would be in disturbance of the lease.

Can you cancel car insurance policy?

Yes, either by contacting the insurer or the agent to cancel it, or by not paying the next premium when due. However, most states require auto insurance as a condition of registering the vehicle and renewing your driver’s license. Therefore, if you have no applicable coverage when you attempt to do either, problems will arise. Further, if you are involved in a collision that is your fault and do not have liability insurance, you may be personally liable for the other party(ies) damages. In turn, if you are sued for those damages and a judgment is entered against you, the Financial Responsibility Laws of most states dictate that your license will be suspended until payment of the damages is arranged. You are generally also required to obtain an SR-22 which is a type of high risk liability insurance and to maintain it for a stated period of time provided by statute.

Can I cancel a fresh life insurance policy?

yes. you can cancel a policy at anytime. and most all states give you a 10-30 day “free look” period where you have the right to comeback the policy in those days and get a utter refund of any premiums. but you can cancel at any time no matter what

Can I legally cancel an insurance policy?

Yes. Insurance companies agree to cover the events listed in their auto policy for an agreed upon premium. If you stop paying the premium, they’ll stop providing coverage. If the company has extended coverage on your behalf, you could still owe them money for “premium earned” after cancelling it.

Does a auto insurance policy get canceled when the policy holder dies?

Generally, an auto insurance policy does not automaticallycancelupon the policyholders death. The policy will typically proceed to provide coverage to the executors of the policyholder’s estate until the end of the policyterm .

What happens if life insurance policy is canceled?

You no longer have insurance cover – if you happen to die then there is no payment made.

Can you cancel car insurance during a divorce?

More than likely, you can’t if somebody still wants to operate the vehicle. However, if one or more people are no longer operating the vehicle, the holder will need to contact the insurance company in order to get a fresh policy (and very likely a lower rate). The laws on auto insurance vary by state. Most states require the possessor of an automobile to carry certain minimums of insurance on each driver who operates the vehicle. Generally, if insurance is canceled, the possessor must forfeit the license plates.

How do you cancel a current health insurance policy?

Call the insurance agent or company and let them know you wish tocancel and request their method for doing such. If you are payingit through a bank draft I would stop the draft as well so thatanother payment is not drafted before the cancellation isprocessed.

How do you find out if an insurance policy has not been canceled?

If it is your policy, call the insurance company. If not, you willhave to have authority over the estate or person to get informationon this due to the privacy laws.

How can you get car insurance after your policy is cancelled?

Is a cancelled fire insurance policy reinstatable?

You should contact your Insurance Company and ask them. Different Insurance companies have their own rules. Some will but they are gonna have a time limit or may require you reapply for a fresh policy. You just have to ask.

What should you do if your insurance company has notified you that your policy is being canceled?

An insurance company will normally only cancel a policy for two reasons (1) the item being insured no longer exists or (Two) the insured (you) has breached the conditions of the policy. Even if an insurance company determines not to cover a particular risk, they will normally let any existing policies run out and then not renew them. If a policy is being cancelled, you must find out why. If you don’t agree there will be a way of complaining or appealing. Find out how to do that. You must maintain cover either by persuading the insurer to extend cover (maybe at a higher price or with a higher excess) or by obtaining fresh cover elsewhere. Note that you must tell the fresh insurer that the old insurer cancelled your policy. If you fail to do that, they can escape liability on the basis of your failure to disclose material facts.

Where and how do you get car insurance if a car insurance company cancels you?

The initial activity that may occur to the consumer is merely to go to another insurer. However, that may be am overly simplistic treatment. Most states have statutes (laws) that delineate the circumstances under which an auto insurer may decline to renew (“drop”) an existing insured. One of these includes that the insurer makes a business decision to no longer write insurance in the state. However, terminating policies for that reason is a fairly lengthy process and requires regulatory approval. Most states have consumer protection laws as part of their Insurance Codes that define and delimit the types of offenses for which an insured may be canceled (if found guilty). More likely, at least for a very first offense, the result will be a premium increase. Additionally, the circumstances under which an insured may be “dropped” must be part of the underwriting guidelines that the insured files and must get approved as part of it application to transact insurance business in the state. Admittedly, however, some states are more/less consumer friendly than others. It is significant that the person whose insurance has been canceled budge quickly to substitute it. This is because motor vehicle authorities track cancellations and, if due to a cancellation, the persons is no longer in compliance with the state’s Financial Responsibility Law which requires the maintenance of auto insurance, his/her license/tags may be suspended until the insurance is substituted. For substituting you can check a comparisson site like this one where you can get free quotes from different companies

How can you cancel your life insurance policy?

Effortless way, You can just stop to pay premiums but I would not recommend it. Because this will be saved under your records and in future when you apply for a fresh policy, it may affect your premium rate. And nobody wants that i suppose. The best way to do it is make a written request. It can be done either by policy holder or by agent/broker. Basically, letter must include; .
Insured’s name(s) – the name of the people that are insured under the policy .
The policy number .
The name of the company which is insuring you .
The date you wish the policy cancelled .
All policy holder signatures – everyone listed on the policy needs to sign consentFor example; Date FirstName Lastname or Cancellation Department Name of Insurance Company Company’s Mailing Address or PO Box Company’s City, State, Zip CodeRe: Policy Number: #__________ Cancellation I am sending you this written notice to request cancellation of my insurance policy effective [insert cancellation date]. I would appreciate you sending me written confirmation within 30 days that the cancellation has been put into effect. Please refund the unused portion of my policy premium, and cease charging my bank account for payment of monthly premiums. Thank you for your prompt attention to this matter. Sincerely, [Your Signature] Your FirstName Lastname Your Mailing Address or PO Box Your City, State, Zip Code

Can you get auto insurance if your auto policy is canceled?

Yes. Sounds like you haven’t had insurance for a while. You’ll most likely need non-standard auto.

Can you cancel car insurance with pending claim?

Yes you can, the claim is for the date of the occurrence which hopefully happened while you were insured.

Can insurance company cancel policy after taking payment?

Base on state regulations, there are many reasons a company can cancel an insurance policy. If you paid for a year and they cancel you after 1 month, you will only be charged for 1 month of coverage and the other portion should be refunded to you.

How much does it cost to cancel car insurance policy?

I would call your company because some may charge. If they do, it could be a 10% fee. Your best option would be to let it run out by not making your payment. Make sure you have coverage in place before that one expires however.

Can you get money back on your cancelled permanent life insurance policy?

Only if you have had it long enuf to develop some cash values less cancellation penalties. If you were misquoted on the premium or determine not to take the policy when it has been produced, you should get everything back. If they deny a claim in some situations you can get everything back no matter how long you have had it

Is there a lapse in coverage on an insurance policy if the policy was cancelled and then reinstated?

Technically, the policy lapsed. If a covered loss occurred before reinstatement, the insurer would arguably be justified in denying coverage. However, if the reinstatement was retroactive to the lapse date (which would very likely occur if the reinstatement occurred quickly), and if you have been with the insured for some time, coverage may be extended to the intervening loss.

Does your insurance company have to cancel your policy right away if you request?

It depends on what insurance it is. If you’re talking about individual insurance I’m pretty sure that yes. But in cases like Business insurance, you might have to go through some authorization and forms to sign before you can actually cancel.

Is there an insurance policy for cars?

Yes, Its called vehicle insurance and there are many places that suggest this type of insurance it can be very confusing and even frustrating when attempting to pick which one is best for you or your family. My suggestion is to go through an insurance broker their job is to find you the best insurance deal out there that will fit all your needs.

How can you get car insurance after your policy is cancelled?

What is safeautos policies on car insurance?

Safe Auto’s policies are just like any other insurance policies. They suggest many different coverage levels to suit your needs. The prices vary by your car and driving record.

Can an home insurance policy be cancelled after lack of contact with client?

Yes, You should always keep your contact information up to date with your insurance Company. Lack of or inability to contact the insured can indicate abandonment of the policy or abandonment of the insured property or a switch in residence status.

When will you get your money from a canceled life insurance policy?

Depending on the company and assuming that you finished the signatures correctly it shouldn’t take but about two weeks to receive your check and maybe a little quicker if a direct deposit is possible. Make sure this is your best option before cancelling a cash value policy and educate yourself a little on the tax consequences as well.

Can you cancel a life insurance policy your ex wifey has on you?

It depends on who is the holder of the policy. The policy possessor has finish control of the policy once issued. If you are the holder you can cancel it or just switch the beneficiary if you want. If she is the holder leave behind it. You have no say so on the policy.

When can your home owners insurance policy be cancelled?

Your home insurance can be cancelled by you at anytime, with written notice. the insurance companies however have a much tighter time cancelling then you do. Here in Ontario they need to give you 15 days after written notice by registered letter or Five days notice after mitt delivered and they cannot cancel you for no reason as well, they need a good reason such as you do not meet underwriting criteria or misrepresentation, non-payment. Not much they can cancel you for. More information on your situation is needed to decently reaction.

What does an insurance cancellation policy mean?

You either are a horrible driver or you didn’t pay your bill. Or something else..

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Who can be a dependent on a car insurance policy?

Anyone can be listed on your car insurance policy as long as they have a valid driver’s license. You just have to recall if that person has a bad driving record it will affect your insurance.

How i can find my car insurance policy?

Normally, the insurance company would have sent the policy to and a copy to your agent. The agent’s copy may be in electronic form. Since the agent is usually local to the customer, checking with him/her would be the fastest method. Alternatively, call the insuance company, give them your name and they should be able to help. They may need other identifying information, including your address at the time that the policy was issued.

What happens to your registration if your car insurance is cancelled?

maybe if you use your car to travel, and then the insurance is cancelled they arrest the possessor of the car…….

Will in insurance company cancel policy if you sue them?

No, the Insurance Company has no right to cancel policy even if you sue them, unless you have failed in timely renewal or did any contractual disturbance like concealment of facts, that can jeopardize the basic objective of an insurance policy.

Can a life insurance policy be cancelled with out telling the proprietor of the policy?

Depends on the state but usually no. Most states require a 15-30 day notice before cancelling a policy.

How do you cancel car insurance and switched insurance?

Insurance can be canceled in a duo of ways. The easiest is to refrain from paying the next premium whereupon the policy will cancel for lack of payment of premium. However, it is significant, before you do this, to have suitable fresh insurance in place. You need this for self-protection, and also because all states require compliance with Financial Responsibility Laws. These laws require the maintenance of auto insurance, and inn the event of noncompliance, your license and tags can be suspended. Additionally, if the car is financed, the bank or finance company will require proof of insurance to protect its interest in the collateral. Failing receipt of the proof, it will obtain single party insurance on the collateral to protect its interest. This is usually much more costly than naming the financier as a loss payee on your collision coverage through your own insurer.

Can the person who used there credit card cancel your car insurance or is that only the policy holder that can do this?

The person who is the policyholder is the only one who can request a cancellation of the policy. If however, payments are being made monthly or quarterly to a credit card they can stop the payments and the policy will cancel for non-payment. You will receive a notice of cancellation and have the chance to switch to a different form of payment to keep the policy in force.

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