If a person has car insurance more than likely they have coverage if they are injured or injure someone else. If one is looking for it they should go to any auto insurance company to get it, like Geico, esurance, State Farm, All State, and more.
If medical insurance will not cover injuries from an auto accident why do they ask if you have it and then limit your coverage?
Medical insurance should cover any injuries substained no matter how they were caused. Health insurance is only responsible (in most cases) for what your car insurance and the third party involved’s insurance does not pay. Legally, car insurance is primary over health insurance.
Does PLPD cover health bills for injuries related to an auto accident?
Ok, let’s break it down: PL = Public Liability; PD = Property Harm. Payments that result from the use of these coverages are generally for the health and repair of vehicles for the party you have had an accident with. Passengers in the vehicle with you if injured can in some cases claim against the PL portion for there injurys. But for the drivers injuries, there will be no pay out what so ever. Unless medical or um is on the policy. Or you were the one that was hit by someone else.
Can you make a claim on your Private Injury Protection if you had an accident in an auto that has no PIP if your other auto on the same policy does?
Yes, I think you can, (subject to state laws and policy exclusions), turn the claim in for the response.
If you have health insurance will your PIP pay for an injury in an auto accident?
In Florida, PIP will pay 80% of the bills till a total of $Ten,000 is reached. .
After the $Ten,000 limit, the health insurance will kick in as if that was the primary insurance. .
So what about the 20% before the $Ten,000. Send the remaining balance bills to your health insurance or the provider if the provider belongs to the health insurance list. Most of the health insurance companies will pay nothing of the 20% as the auto PIP will have paid several fold the allowable amount that the helath insurance pays had it not been as a result of an auto accident. They will tell the provider that no extra payment is due. So you will not pay a dime from your pocket till you reach the $Ten,000 limit. .
But if you are going to a out-of-network provider, I do not know. So when you go to ER or a doctor, tell them you only want to see your health insurance providers. They may not do so but insist..
Beaware of even network providers attempting to ask you to pay the balance if your health insurance company does not pay anything. They become greedy like anyone else..
The sun is setting on reqd PIP in Florida. It is a boon for people who have a insurance as they will not go thru the hassles that providers put you thru for the balance of the PIP. On PIP, charges are 3-4 times what is permitted by health insurance companies. So hospitals and doctors make a killing. With PIP gone in Fall, now the lawyers will make a killing by suing for injuries. And if you are not insured, you are in trouble even if the accident was not your fault. PIP was a good idea, but when hospitals and doctors got greedy, it became to be known as a scam. .
With our mentality of making money in the brief run, this is what the consumer gets. He is shafted no matter what, just getting shafted by different people. Do you want to be shafted by the medical community or the lawyers. Take your pick.
Can a bank suggest you a settlement on a charged off auto loan and later turn down the settlement suggest because you received a check from your auto insurance company to fix your car from an accident?
Yes, the bank or any lending institution can withdraw any suggest unless a contract has been signed by all parties.
Does Illinois homeowners insurance cover medical costs for injuries to another person caused by the insured in an accident in the state of Wisconsin?
The liability section of a Home insurance policy covers you anywhere any time as long as it is not malicious intent.
Who would cover your sons injuries sustained in car accident while driving in NY state with AL liability only auto insurance?
Liability is only to cover the other person. You might have to pay out of pocket for your son.
Who is responsible if an uninsured unlicensed employee driving a individual auto for company business has an accident?
Well as described, I would say everybody is irresponsible!.
Generally, an employee acting on the guidelines of his employer makes the employer liable for those deeds – more likely “also” liable – so the employee may not be entirely in the clear, albeit less of an attractive target.
Can you be sued personally for someone’s injuries sustained in an auto accident if you were at work driving a company vehicle?
Yes, you would be sued both as an employee (meaning your employert would be sued) and you would be sued personally. This is because it is possible that whatever you were doing might be considered outside the svope of your employment, thereby possibly letting the employer off the hook with you being the foot defendant. That would be standard practice in any such case. Plaintiff sues you and your employer and gets both the employer’s and your insurance companies in the case and gets a better chance at getting a settlement because each company mgiht agree to pay half of the damages instead of having only one to foot the entire bill. Plus, even if plaintiff does not sue you, the employer might bring you into the case as a third-party defendant claiming that you were the real one at fault.
What recourse do you have if someone claims injury in an auto accident and there was none?
Injury Claims .
Go to court! If insurance is involved, let the insurance treat it and the insurance adjusters treating the case can make determination of injury based on speed and point of influence on a vehicle. If either insurance company denied them payment for injury, and they determine to sue you instead, they will have to back up their medical claims in a court of law. This typically includes things like: medical reports, x-ray results, CAT scan results, blood tests, etc.
Does Medicare cover auto accidents?
no no actually yes – Medicare will expect to be reimbursed by the negligent driver’s insurance for the payments it has met at the time of recovery.
Question If you are involved in and auto accident in Florida and the other driver is at fault but has no auto insurance and you are injured can you sue your insurance company for injuries?
No, you cannot sue your insurance company for injuries….actuallly, I take that back. You can sue anybody for anything…but in this case, you would not win. Your policy should have a coverage called Uninsured Motorist Coverage. Typically, this would cover the injured parties in your vehicle if the accident was caused by an uninsured driver. This would cover your injuries in such an incident. Unluckily, this coverage is not discussed by most insurance agents and is included as an afterthought. Be sure to check your policy and see if this is there. You should never have a lower Uninsured Motorist coverage than your Bodily Injury amount.
Private Injury occurred after auto accident The person who caused it is insured through same insurance company as mine How do you seek resoulution for injury?
You would need to consult a lawyer to determine potential settlement. Some lawyers give free case evaluations
What can happen if after an At Fault accident the auto is totaled and you choose to cancel the insurance because you will not drive again and there are individual injury claims not lodged?
If you were insured at the time of the accident, your insurance should pay up to the amount stated on your policy. It does not matter if you still have the insurance now. It is significant that you had it on the daye of the accident.
What happens when you are at fault in an auto accident and the persons hospital are more than your auto insurance covers?
You are responsible for any cost that exceed your policy limit. If this is the case, they can take you to court. Depending on the state you live in, wage garnishment is a definite possibility. In certain state, they can make you sell your home to use the asset to pay someone’s medical bill in such example. Do yourself a favor and get an umbrella liability policy. Such a policy will coverage any shortage on your auto insurance in increments of $1 million dollars. Contrary to belief, they are rather inexpensive. Typically costing only a hundred and fifty or so a year…
What is statute of limitations for auto accident injuries?
It depends upon the state in which the accident occurred. In Louisiana, the statute of limitations that is commonly referred to in other states is known as the ‘period of prescription’. This is due to the fact that Louisiana operates under a Civil Law Code rather than the more widespread Common Law Code used by many other states. The period of prescription for auto accident claims in Louisiana is one-year from the occurrence. For more information on auto accident claims in Louisiana, visit the link below:
How much can i receive from a back injury in an auto accident?
There is nooneamount you can get for a certain type of case and that you can not use a plain formula to find out how much your claim is worth. A settlement is most often determined when the insurance company and the attorney attempt to predict what a jury would award the client. Other factors that come into play when rewarding the plaintiff in a car accident case involve the severity of the injury, how bad the influence of the car crash was, the length of treatment for the injury, the amount of permanent tissue harm done, how much work was missed, how much pay was lost, how it affected the lifestyle and the capability to work of the individual, and what kind of job they had if it was permanently lost due to the injuries.
Will homeowners insurance cover injuries from an auto accident on private property?
No. Homeowners Insurance does not cover Auto accidents. .
Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
Why is an injury in an auto accident considered brunt?
because there is truly no way to know if you deliberately attempted to hit their car and hurt them
Can you Dispute auto accident bodily injury claim?
You can dispute an auto accident bodily injury claim. If you were injured, medical records exist. If someone claims they were injured, medical records exist that can be suponeded. Also it pays to have someone check on the injured party. If he claims he is bedridden and he is playing baseball, it helps to get a movie. Courts determine the issues.
Do you have to pay taxes on a private injury settlement from a auto accident?
Generally speaking you do not have to pay taxes on private injury settlements. However, in certain situations where (1) all or part of the proceeds of the settlement is treated as disability income, and (Two) the premium of the policy (under which the proceeds were paid) was paid by an employer; then that part of the proceeds will be treated as a taxable ordinary income.
Will your life insurance cover injury from an accident?
No. However, you may have provision in it that will pay for your premium if you are incapable to work.
What can I do if both me and the insurance company can’t get into contact with the person at fault of the auto accident.?
Hopefully the Police can provide the info, if not hopefully your insurance company can. You may end up filing a lawsuit, with all the expense, to force the government to release the contact info.
Will auto insurance cover DUI accidents?
An ins. co will insure you for pertty much anything as well as protect you for any liability issues due to contractual obligations. The response is, yes!
Will an auto accident with no injury get a settlement?
An auto accident with no bodily injury will typically get a property settlement only. In order to receive any extra settlement including agony and suffering you would need to be able to demonstrate physical trauma via documentation provided by doctors.
If you co sign for an auto loan and the person you co signed for is in an accident can you as the co signer be liable for injuries or damages?
No, you can only be liable for the loan. If the car was totaled and did not have insurance then you can be held responsible for the balance on the loan. Any accident or damages that occurred would be the responsibility of the driver/holder of the vehicle. All your signature did was say that you will pay the loan if the borrower fails to do so.
What should you do if in an accident in which there is a individual injury?
um…lol you should attempt and fix yourself but my addvice to you is to see a doctor right away:)
Will your medical insurance cover you in an auto accident?
Yes it should, but the auto insurance company may have to pay the medical insurance after the claim is paid.
What is typical amount for auto accident settlement with minor injury?
The amount typical is commensurate to the actual damages and accompanying losses incurred by the claimant.
How long do you have to file a individual injury lawsuit in an auto accident in Michigan?
The statute of limitations on individual injury as well as injury to private property is Three years in Michigan. You should instantly seek professional counsel if you have anymore questions.
What do accident and private injury lawyers do?
A private injury lawyer is an attorney who treats legal claims involving physical and psychological injuries, particularly those caused as a result of the negligence or wrongdoing of a person.
Will auto insurance cover medical bills from an auto accident?
Yes. Most states require that the registrant of an auto to maintain a type of coverage to pay for his/her own medical expenses and a portion of lost wages as a result of a collision. This is generally payable without regard to fault for the collision and is payable under the injured party’s own policy. Since fault is not an inssue, it is usually called “no-fault coverage”. All policies of insurance have exceptions and exclusions, depending upon the circumstances of the occurrence. Therefore, albeit coverage is generally provided, the circumstances of a particular case may give the insurer a defense to payment.
Does auto insurance cover at home accident?
If you are referring to an auto mishap that occurred on your property and that resulted in harm to the car, it might. The visible situation that comes to mind is, for example, if your vehicle ran into your house, resulting in harm to your car. The collision coverage on the car would likely pay for repair, subject to the deductible. If you are referring to an incident that did not involve the car, such as a kitchen fire, the auto insurance would not be involved at all.
Can the insurance company at fault deny paing for treatment to injury from auto accident?
Sure. Reminisce that an insurance policy is a legal contract wherein the insurance company agrees to accept risk from the policy holder according to the terms of the contract. If the policy holder does not live up to the terms of the contract then the insurance company may deny coverage. For example, if the person lied to the insurance company on the application then the insurance company may deny coverage. One of the terms of the policy is that the insured agrees to inform the insurance company of all residents of the home as well as regular drivers. If the insured does not list his 17 year old child who drives one of the vehicles regularly and lives in the house and then the child has an accident the insurance company could not be expected to provide coverage for the accident. Since the insured broke the terms of the policy which is a legal contract then the company very likely will not provide coverage because the insured committed material misrepresentation and lied in a significant manner on the application.
Does an insurance company have to cover the child of one of its customers in an auto accident?
Not necessarily, Sometimes they will and sometimes they will not. It all depends on the circumstance, your coverage options and the company. If you mean to say that your child was an injured passenger in an accident then any individual injury coverage would extend to your child passenger. If your unlicensed minor child took your vehicle without your skill and had an accident and the child is not an excluded driver and you do not have a limited lines or a named driver policy, and the child was not involved in the commission of a crime, then most likely it will be covered. If your child is licensed or permitted and you failed to schedule them on your policy as a covered driver to avoid paying the extra premium then the company could deny the claim based on your concealment of a known risk. This would basically be a form of insurance fraud. Insurance companies are not required to pay claims that result from fraud. This type of situation varies depending on the actual circumstances and the type of coverage you purchased as well as the internal operating policies of the insurance company you chose for coverage. Some companies do not require you schedule a youthful driver while they are still on a learners permit while other companies do require the permitted driver be scheduled. The best advice would be to simply call your insurance agent and ask about your options in this situation. Your Insurance Agent will be most familiar with the companies operations and coverage schedules. If you are using a direct insurer with no insurance agent to advocate for you then you will just be at the grace of the 800 number telephone representative. In any event, whether your insurance policy covers the accident or not, The Parent or other Legal Guardian will be financially liable for any losses due to Parental Responsibility laws. It’s always best to schedule all drivers for decent coverage.
Will your private auto policy cover you in an accident if you are driving a rental car?
It may do, but you will need to specifically check with your insurer before you rent a car.
Which insurance companies will cover an accident injury?
Most health insurances should cover an accident injury. It is significant to look over one’s health policy to ensure that accidents are indeed covered entirely.
What does individual accident insurance cover?
Private accident insurance covers the insurance in case of an accident during working hours and leisure time. Accident insurance varies based on the premium, but it usually covers the hospital expenses and extra expenses.
Where would one go to process an auto accident private injury insurance claim?
One would or could go to various places. These places include the DMV, or the auto insurance company which distributes their auto insurance to claim an auto accident individual injury insurance claim.
What companies suggest life insurance that covers an accident?
The AAA life insurance offers insurance that will cover an accident, whether it be in the UK or when travelling. This means that when an accident happens, the AAA will take all responsibility and help through the payments etc.
What companies will suggest an auto loan to a person with bad credit?
A person with bad credit may be hard pressed to find a loan through a typical bank or auto financing company. A few companies that cater to those with bad credit are Premier Auto Loans and Cars Direct.
Who is eligible for private injury accident claims?
Those eligible for private injury accident claims are those persons who have been hurt in a motor vehicle accident no matter who is at fault. This type of claim will cover anguish and suffering, lost wages, rehabilitation and medical benefits.
How does one file an auto accident injury claim?
The very first step to file an auto accident injury claim is to see a doctor within a duo of days of the accident, pack out the medical forms and be sure to stick to your care plan.
Is your son in law who lives with you covered for an auto accident injury to him by someone else?
Perhaps. Do you have him listed on the policy as required as a driver. If he lives in your household your policy very likely requires you to have him listed as a driver or excluded.
What companies suggest auto accident insurance?
Any good car insurance company will suggest auto accident coverage as part of their services. Some well known companies include AAA, All State, State Farm, and Progressive. Rates will vary according to one’s driving record.
What companies suggest auto insurance?
The following companies suggest auto insurance: AAA, 21st Century Insurance, Nationwide, Progressive, State Farm, Allstate, Esurance, and Liberty Mutual.
What companies suggest private auto loans to consumers with bad credit?
Some companies that suggest private auto loans to people with bad credit are EasyAutoLenders, CarsDirect, and AutoCreditExpress. All of these companies have very trained staff that can help anyone with bad credit.
What companies suggest individual accident coverage to consumers in the UK?
The following companies suggest private accident coverage to consumers in the UK: Aviva, Barclays, Genworth, Santander, Saga, Direct Line, Confused, The Co-operative insurance, More Than, Tesco Compare, Churchill, Admiral, Nationwide, to name a few.
Is there any recourse if your auto insurance company determines not to cover you if you have an accident in a rental vehicle?
Your insurance company did not just determine not to cover you if you have an accident in a rental vehicle. You policy does not provide you with this type of coverage due to the circumstances. You could have prevented this situation by calling your insurance agent and asking this question before you rented the vehicle. If you were just renting a vehicle you could have paid the extra few dollars to the rental car company for physical harm deductible waiver coverage. There are several things you should have done before renting a vehicle that would have prevented this situation.
How much time does a person have to report an injury from a car accident to insurance company?
how much time does someone have to reporty an injury from caraccident in state of fresh hampshire