It is always the at-fault party’s responsiblity to pay for damages they cause in an accident. If you know who hit your car then contact their insurance company and file the claim. If you do not know who did it and you have collision coverage on your car, you can file the claim through your own insurer.
Will the insurance premium increase when you file a claim for collision in hit and run case and do not know who hit the car?
If a person is driving an unregistered car and gets hit by another can he still file a claim against the others insurance?
If you hit a parked car do you file a claim or does the possessor file the claim on your insurance?
If a car was stolen and insurance denies the claim can the leinholder file against the insurance and collect?
If your parked car was hit by an at fault driver and filed a claim with your total coverage insurance will it go up?
If a passenger in your parked car opened the door and hit another stationary car and dinged it can his auto insurance cover the harm if he is willing to make the claim with his insurance?
It depends what kind of coverage the possessor has. I believe the type he would need is liability coverage (some companies may call it property harm liability), which would cover the harm to the other person’s car. You may want to check how much the harm will cost. If its less than your deductable then its not worth making a claim. Even if it is a bit higher than your deductable you may want to look into how much your insurance costs will rise by making a claim. Hope this helps.
Can your insurance deny claim for damages resulting from you hitting the parked car of your coworker in the parking lot of a federal agency where you work?
I am going to make some assumptions here..
I will assume you are talking about privately wielded vehicles, both yours and the co-workers.I will also assume that the parking lot is provided for employees by this agency, and is considered the ’employee parking lot’.I will further assume that, since you indicated ‘parked car’, this vehicle was not moving at all at the time that you struck it..
If these assumptions are true, I cannot think of any reason your company should deny payment of damages to your coworker’s vehicle..
As my questions hint, there could be problems if the vehicle you are driving is a federal/employer vehicle and you were in the course of employment, thereby ‘benefiting’ your employer..
Do you want to share any extra information?
If a inebriated driver with no license or insurance rear ended a parked SUV that hit your car that hit the next car is the SUV driver liable for your claim and are you liable for the front car?
Each person’s insurance should cover their own vehicle. It’s part of un and under insured driver coverage. It protects you against a case just like this. Now if the person doesn’t have it then that is their own fault and they will have to pay for the damages out of their own pocket. The individual insurance companys should repair the vehicles and then they will turn around and draw a lawsuit against the drunk-driver for the cost of all the damages..
Most states will put all blame on the tipsy driver, but it is possible that your state might be different. The police report will be your best sourc of that information.
If your car was parked next to a construction site during a wind storm and material from the site hit and bruised your car should your rates go up if you file a claim with your own insurance?
WEll to me i live in ga it should be the constructin site dfault because the material they use that is left unattend should be secure email me back at email@example.com.
Personally I would seek restitution directly from the property proprietor of the site or the construction company..
If you choose to file a claim with your insurer, you will have to pay the comprehensive deductible as well, your rates may increase at the end of you term.
If you were in an accident with an insured driver but it was not their car who do you file the claim against?
If you are backing out of a parking stall and hit a car that was speeding down the parking lane can the other party file an insurance claim or make you pay if no police report was filed?
If the insurance is not involved, nor the courts involved, no one can force you to do anything..
You need to be shown in fault to have to pay. The other driver cannot make the decision that he was not at fault, because you can determine the same and who is to determine who is right?.
A police report is not necessary for an insurance claim or a lawsuit for recovery of damages to be implemented..
Since the questioner admits they were backing out of the parking spot and exchanged insurance information, it would be fairly effortless for the injured party to prove negligence by the person who was leaving the parking spot..
Regardless of where the incident occurred or if the other car was “speeding” any person coming in into in traffic flow bears the responsibility of assuring that they have a clear right of way.
If someone hit your car while it was parked and left their insurance information will your insurance be affected if you go ahead and claim for the damages?
I don’t know! Im looking for the response.
I don’t know! Im looking for the reaction.
I don’t know! Im looking for the reaction
If your car got hit when parked and at the time of the accident you did not have insurance but did get some soon after can you make a claim?
No. Auto insurance takes effect on the day you begin the policy, and like any other insurance, it is too late after an accident has already occurred..
Many companies will require that you bring the car for inspection for the very reason of preventing people from making claims for existing harm. Even if this was not required when you commenced a policy, it would be considered insurance fraud to file a claim for existing harm.
Will you get compensated if your uninsured car was parked on the street and got hit by someone with insurance and was totaled?
if “your” vehicle has NO insurence, you are not entitled to compensation…meaning…you get nothing..and the fact that it was parked in a “public place” makes for an even stronger agument against any suit seeking damages.
If I hit a car parked in my driveway while backing out would the possessor of the car submit a claim to my car insurance or my homeowners insurance since it took place on my property?
If someone hit your car in a parking lot and filed a police report does their insurance pay?
How do I report a car insurance claim?
If you hit a parked unregistered car can you sue their insurance?
If you hit a curb and your car is bruised can you claim insurance?
Where do you file a claim to sue for deductible from a car accident involving a car with no insurance with no insurance?
Are you insured in a car park if someone hits you but does not admits it?
If my car get hit by an insured driver can i claim a hire car of his insurance?
If you hit a parked car does your insurance go up?
What is the law for a person who hit a parked car and then hits other cars with no insurance?
What do you ask the insurance company for if your car was hit while parked?
Who is liable if an insured car is hit into a parked car and the car that hit the insured car into the parked car gets away?
If Someone hit your car do you claim it on your insurance or theirs?
If someone hit a car in a parking lot and a police report was not filed can the insurance company deny the claim?
What happens if someone hit your parked car and they have no insurance but you do?
What insurance info do you provide to the possessor if you hit a parked car?
What can you do if a car hits your car and you have no insurance but he does?
What are my rights if I hit a parked car and I don’t have insurance?
Can you file a claim with your insurance company if your car is stolen and there is a lien on it?
How long do you have to file an insurance claim on your car?
Does a passenger in a car accident have to file a claim with their own insurance?
Can I file a claim with my auto insurance if my car has mold growth?
Do insurance have devices to determine if a car was moving when hit or parked?