Yes, you can cancel a policy anytime you want to if you are the policyholder. I always suggest that you wait until the adjuster has a chance to look at the vehicle and determine if it is totaled or not before cancelling. Speak with your agent about this matter as well. In some states you need to cancel the tag before cancelling the insurance or you will incur a fine. If it is financed you will also need to consult the finance company as well.
What happens if you have no auto insurance and no drivers license and you where in car accident but it was not your fault?
Sorry to say, Eva, but an uninsured car is not supposed to be on the public streets and a person with no license is not supposed to be driving a car. Since you contributed to the accident by violating these laws, you are at least partially at fault. The other driver’s insurance company is going to deny any claim you submit..
What happens to your drivers license when you are at fault in an auto accident and you do not have car insurance?
dl suspension for one year and your going to need an sr22 for Trio yrs.. its not good.
You very likely will be arrested and if you are incapable to pay the costs in total to the victim(s) you may be looking at some deep jail time, your driver license can actually be suspended for anywhere from 1- to TEN years depending on what state you live in but if the damages aren’t paid, leave behind about ever witnessing your picture on a license again..
By the way, the 3-7 period a SR-22 is required starts when you are released from jail and your license is reinstated, not the day of the accident..
What can you do if your insurance is cancelled the same day you get in an accident and total your car?
Depends on when it was cancelled. Before or after the accident? When did you get the cancellation notice? If you were cancelled before, then obviously you were uninsured. If the accident was your fault, then any costs are yours alone and not the insurance company’s..
Can you cancel your car insurance policy?
You sure can cancel your insurance policy BUT you might not want to. In our state insurance is required to drive a car or truck and you can be fined and lose you drivers license if your caught driving without insurance. I would question the wisdom of cancelling your insurance
Does the liability coverage on your auto insurance cover you against a liability exposure if you are at fault in an accident and a passenger in your car is killed in the accident?
In the UK – the response is elementary. Your insurance will cover you for all injuries including a fatality to a passenger in your car. If there was a deliberate act your motor insurer may wish to recoup any compensation payment for the fatality. See the related link entitled “car accidents caused by family members” to see how your insurer might investigate if suspicious circumstances are suspected due to a family relationship.
You recently sold your car and you are driving your fiance’s car you cancelled your car insurance Is his car covered if you get into an accident or does your name need to be on his policy?
yes his car is still covered as long as he gives you permission to drive it..
I would suggest you get rated on vehicle. The reason is that when you go back to your own vehicle, that you want prior insurance. Insurance companies use prior insurance as a discount.
Can you cancel your insurance if your car is in bankruptcy?
Absolutely not! If you are still using the vehicle, it must be insured. However, the insurance payment would not be covered by the bankruptcy.
What can you do if your auto insurance was cancelled Trio days before your son had an accident you did not get a notice or know it was cancelled until you called to let them know about the accident?
Unless the insurance was cancelled for an unsubstantiated reason, there’s not much you can do as far as law enforcement is worried. You should have received notice of the emerging cancellation, but it’s not grounds for fighting the cancellation itself; it is assumed that you know you should be up to date on payments and aware of any situations that might menace your coverage. It’s a case of bad timing, indeed. At the time of the accident, the vehicle was uninsured and law enforcement (and the courts) don’t usually go out of the way to hear excuses.
Will your total coverage auto insurance pay for your car if you where drinking and driving and had an accident?
They’re pretty much obligated to do so, but recognize that you will very likely be dropped from coverage as soon as they detect the DUI on your record.
Can your insurance company cancel auto coverage after you had an accident?
If you have an accident in the very first 60 days of your policy,, Yes They can cancel your policy
How does an auto insurance appraiser value a car bruised in an accident?
Some adjusters will attempt to lodge for less because that is how they make their money.
Do your auto insurance rates go up if another driver has an accident in your car?
It depends on who is at-fault, and all the insurance companies involved and their rules and regulations. Assuming this “other driver” didn’t cause the accident, your rates *shouldn’t* go up. Rates go up all the time tho’, for no other reason than “rates are rising across the state”..
Also, not just any “other driver” is covered under your insurance policy. Some companies won’t cover your brother, for example, if he lives in the same house that you do but isn’t listed on your policy. Some companies WILL cover your live-in brother, but only secondarily; they require he uses his own individual insurance policy very first. Some states recognize common-law marriages and treat your live-in gf as your wifey; others do not. Be sure to read the fine print in your policy documents (check the Uninsured/Under-Insured Motorist section for specifics), and if you have ANY questions, call the 800 number and ask them to explain it in English! LOL
Car insurance criteria for cancels due to accidents?
How do you cancel auto insurance?
Will individual medical insurance or car insurance pay medical expenses in an auto accident?
What can happen if after an At Fault accident the auto is totaled and you choose to cancel the insurance because you will not drive again and there are private injury claims not lodged?
Will your car insurance be canceled if you turn on left in a no turn left zone and cause and accident?
What to do if you have a car accident and no car insurance?
In the UK it is an offense to drive a motor vehicle without a valid policy of motor insurance. If however the car accident was caused by the other vehicle driver you would still be entitled to recover compensation for your injuries and vehicle harm from the other driver. See the related link entitled “car accident claim” for a description of how to prove who was at fault in a car accident. If you caused the accident – the Motor Insurers Bureau would meet the compensation claim for the other driver under the Uninsured Drivers Agreement but the MIB might seek to recover any compensation paid directly from you. See the related link entitled “accident car insurance” for a total description of motor insurance and the MIB. Same script in The United States. In the State Of Fresh Hampshire , there is no requirement of the state to have insurance. If you have a car financed, the financial institution will require that you have total coverage but other wise, you can drive loosely withou5t insurance. But if you have an accident and you are the cause and have no insurance, you can be cited for no insurance, and the financial ramifications can be ruining. Be wise, at least carry the minimum of liability.
Can a person cancel an auto insurance policy if the car is only a lease?
Can you cancel car insurance policy?
Can you request a check for damages from the insurance company of the driver who caused the accident and not get your car repaired after an auto accident?
Do you get refund if you cancel auto insurance?
Can you claim to an auto insurance if you had a minor car accident but you don’t have a driver’s license but your car insurance its on your dad’s name?
Can you get your divers license taken away for being in an car accident without auto insurance?
If a friend borrows your car and gets in an accident does your auto insurance cover damages?
Auto accident other driver was not proprietor nor insurer of car?
Injured in an auto accident with no auto insurance?
Your car was in an accident in Florida It is registered in Fresh York the insurance was in cancellation the car was not being driven by you and was totaled what is your recourse?
Auto accidents and insurance claims with no insurance?
When you are in an auto accident with no insurance will the other persons insurance pay for their cars damages?
Call your insurance if you have a auto accident?
What if you was in a auto accident and you are not at fault but you do not have auto insurance?
Can you get auto insurance after a major accident?
Can you get car insurance on a car after the accident?
Can you get auto insurance if your auto policy is canceled?
Should you cancel your auto insurance after an accident if your vehicle has been announced a total loss?
What if auto insurance was canceled before your accident?
Does your auto insurance deductible cover your car and the car that you hit in an accident?
Can you cancel separated wifey auto insurance?
Can you cancel auto insurance if you are not driving?
What type of auto insurance could you cancel once your car is very old?
What happens if you get caught without auto insurance card in Texas in an accident in an insured car?
Will your auto insurance increase if you get into an accident with a friend’s car?
Can an car insurance company sue a minor in a auto accident?
Can a wifey cancel auto insurance on a hubby’s car that is only in his name in the state of OHIO?
How do you get auto insurance on a vehicle that has a cancelled registration?
Can proprietor cancel insurance if car is inoperable for 6 months and auto is at dealership?
Is the car financed? If it is the finance company will not permit the insurance to be cancelled .
Is the car likely to be driven or moved by the dealership? if so they must be notified before the insurance is cancelled. Other than that yes it can be cancelled. Warning! Vehicles that are left on the dealership property can be sold as abandoned in as little as 90 days. Is your car still there?