Yes, you can cancel a policy anytime you want to if you are the policyholder. I always suggest that you wait until the adjuster has a chance to look at the vehicle and determine if it is totaled or not before cancelling. Speak with your agent about this matter as well. In some states you need to cancel the tag before cancelling the insurance or you will incur a fine. If it is financed you will also need to consult the finance company as well.
What happens if you have no auto insurance and no drivers license and you where in car accident but it was not your fault?
Response .
Sorry to say, Eva, but an uninsured car is not supposed to be on the public streets and a person with no license is not supposed to be driving a car. Since you contributed to the accident by violating these laws, you are at least partially at fault. The other driver’s insurance company is going to deny any claim you submit..
Sorry to say, Eva, but an uninsured car is not supposed to be on the public streets and a person with no license is not supposed to be driving a car. Since you contributed to the accident by violating these laws, you are at least partially at fault. The other driver’s insurance company is going to deny any claim you submit..
What happens to your drivers license when you are at fault in an auto accident and you do not have car insurance?
%REPLIES%.
Related video:
Response .
dl suspension for one year and your going to need an sr22 for Trio yrs.. its not good.
Reaction .
You very likely will be arrested and if you are incapable to pay the costs in total to the victim(s) you may be looking at some deep jail time, your driver license can actually be suspended for anywhere from 1- to TEN years depending on what state you live in but if the damages aren’t paid, leave behind about ever witnessing your picture on a license again..
By the way, the 3-7 period a SR-22 is required starts when you are released from jail and your license is reinstated, not the day of the accident..
What can you do if your insurance is cancelled the same day you get in an accident and total your car?
Response .
Depends on when it was cancelled. Before or after the accident? When did you get the cancellation notice? If you were cancelled before, then obviously you were uninsured. If the accident was your fault, then any costs are yours alone and not the insurance company’s..
Depends on when it was cancelled. Before or after the accident? When did you get the cancellation notice? If you were cancelled before, then obviously you were uninsured. If the accident was your fault, then any costs are yours alone and not the insurance company’s..
Can you cancel your car insurance policy?
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You sure can cancel your insurance policy BUT you might not want to. In our state insurance is required to drive a car or truck and you can be fined and lose you drivers license if your caught driving without insurance. I would question the wisdom of cancelling your insurance
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You sure can cancel your insurance policy BUT you might not want to. In our state insurance is required to drive a car or truck and you can be fined and lose you drivers license if your caught driving without insurance. I would question the wisdom of cancelling your insurance
Does the liability coverage on your auto insurance cover you against a liability exposure if you are at fault in an accident and a passenger in your car is killed in the accident?
It should, up to the amount of the policy. It is possible that your liability could exceed that amount, particularly if you had only “legal minimum”. And I suppose there could be some situations spelled out in your policy, maybe DUI or commission of a crime, that might create an exception. There may also be an issue if the passenger is a member of your household. #Two answ: Better read your insurance policy. Most liability insurance covers ONLY the person and property of another vehicle and not your own ESPECIALLY if you are at fault. .
In the UK – the response is elementary. Your insurance will cover you for all injuries including a fatality to a passenger in your car. If there was a deliberate act your motor insurer may wish to recoup any compensation payment for the fatality. See the related link entitled “car accidents caused by family members” to see how your insurer might investigate if suspicious circumstances are suspected due to a family relationship.
In the UK – the response is elementary. Your insurance will cover you for all injuries including a fatality to a passenger in your car. If there was a deliberate act your motor insurer may wish to recoup any compensation payment for the fatality. See the related link entitled “car accidents caused by family members” to see how your insurer might investigate if suspicious circumstances are suspected due to a family relationship.
You recently sold your car and you are driving your fiance’s car you cancelled your car insurance Is his car covered if you get into an accident or does your name need to be on his policy?
Response .
yes his car is still covered as long as he gives you permission to drive it..
Response .
I would suggest you get rated on vehicle. The reason is that when you go back to your own vehicle, that you want prior insurance. Insurance companies use prior insurance as a discount.
yes his car is still covered as long as he gives you permission to drive it..
Response .
I would suggest you get rated on vehicle. The reason is that when you go back to your own vehicle, that you want prior insurance. Insurance companies use prior insurance as a discount.
Can you cancel your insurance if your car is in bankruptcy?
Response .
Absolutely not! If you are still using the vehicle, it must be insured. However, the insurance payment would not be covered by the bankruptcy.
Absolutely not! If you are still using the vehicle, it must be insured. However, the insurance payment would not be covered by the bankruptcy.
What can you do if your auto insurance was cancelled Trio days before your son had an accident you did not get a notice or know it was cancelled until you called to let them know about the accident?
Response .
Unless the insurance was cancelled for an unsubstantiated reason, there’s not much you can do as far as law enforcement is worried. You should have received notice of the emerging cancellation, but it’s not grounds for fighting the cancellation itself; it is assumed that you know you should be up to date on payments and aware of any situations that might menace your coverage. It’s a case of bad timing, indeed. At the time of the accident, the vehicle was uninsured and law enforcement (and the courts) don’t usually go out of the way to hear excuses.
Unless the insurance was cancelled for an unsubstantiated reason, there’s not much you can do as far as law enforcement is worried. You should have received notice of the emerging cancellation, but it’s not grounds for fighting the cancellation itself; it is assumed that you know you should be up to date on payments and aware of any situations that might menace your coverage. It’s a case of bad timing, indeed. At the time of the accident, the vehicle was uninsured and law enforcement (and the courts) don’t usually go out of the way to hear excuses.
Will your total coverage auto insurance pay for your car if you where drinking and driving and had an accident?
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They’re pretty much obligated to do so, but recognize that you will very likely be dropped from coverage as soon as they detect the DUI on your record.
They’re pretty much obligated to do so, but recognize that you will very likely be dropped from coverage as soon as they detect the DUI on your record.
Can your insurance company cancel auto coverage after you had an accident?
Response .
If you have an accident in the very first 60 days of your policy,, Yes They can cancel your policy
If you have an accident in the very first 60 days of your policy,, Yes They can cancel your policy
How does an auto insurance appraiser value a car bruised in an accident?
I’m not sure what your wanting to know here, but generally the car will be considered a total loss when the repairs will cost 70% or more of the average book value. If the car is totaled, they will check the condition of the car prior to the wreck and lodge for what it would take to buy another one in that condition. If none are available to check pricing, then they will generally pick KBB or NADA average price for the car..
Some adjusters will attempt to lodge for less because that is how they make their money.
Some adjusters will attempt to lodge for less because that is how they make their money.
Related video:
Do your auto insurance rates go up if another driver has an accident in your car?
Response .
It depends on who is at-fault, and all the insurance companies involved and their rules and regulations. Assuming this “other driver” didn’t cause the accident, your rates *shouldn’t* go up. Rates go up all the time tho’, for no other reason than “rates are rising across the state”..
Also, not just any “other driver” is covered under your insurance policy. Some companies won’t cover your brother, for example, if he lives in the same house that you do but isn’t listed on your policy. Some companies WILL cover your live-in brother, but only secondarily; they require he uses his own individual insurance policy very first. Some states recognize common-law marriages and treat your live-in gf as your wifey; others do not. Be sure to read the fine print in your policy documents (check the Uninsured/Under-Insured Motorist section for specifics), and if you have ANY questions, call the 800 number and ask them to explain it in English! LOL
It depends on who is at-fault, and all the insurance companies involved and their rules and regulations. Assuming this “other driver” didn’t cause the accident, your rates *shouldn’t* go up. Rates go up all the time tho’, for no other reason than “rates are rising across the state”..
Also, not just any “other driver” is covered under your insurance policy. Some companies won’t cover your brother, for example, if he lives in the same house that you do but isn’t listed on your policy. Some companies WILL cover your live-in brother, but only secondarily; they require he uses his own individual insurance policy very first. Some states recognize common-law marriages and treat your live-in gf as your wifey; others do not. Be sure to read the fine print in your policy documents (check the Uninsured/Under-Insured Motorist section for specifics), and if you have ANY questions, call the 800 number and ask them to explain it in English! LOL
Car insurance criteria for cancels due to accidents?
A car insurance company can cancel your policy for many reasons andthey are not obligated to provide you with insurance. Differentcompanies have different criteria for cancellation of a policy dueto accidents.
How do you cancel auto insurance?
Call your insurance company and ask what the policy is for removing coverage. You may not be able to if you signed a contract.
Will individual medical insurance or car insurance pay medical expenses in an auto accident?
Your choice, depending on which coverage is better. Attempt the auto insurance very first. but reminisce, their job is to minimize costs, and sometimes you have to go where they send you. they may have boundaries depending on the policy and state laws. your medical coverage is designed to cut costs by keeping you alive and healthy to keep paying them. they don’t make money off dead people or people too sick to work and keep coverage. they will usually end up paying for long term issues, especially if they don’t pop up right away or if a pre existing conditioned is worsed. how much wor$e is the back anguish, truly? you should go through the auto insurance if its drastic, expensive, extensive care. if its minor aches and anguish just pay your Ten$ or $20 copay and go to your primary care physician (your doctor). if you get hurt in an accident, go to the closest hospital right away, don’t delay or the ins co may attempt to loophole out of paying you, thinking scam alert. i once tapped a duo in their 50’s when i was 16 and only driving for a few months. he slammed on his cracks after realizing he was about to miss his turn. at 20 miles in a 25 (it was 200 yards after a turn) i hit a pile of raw leaves next to a stone wall and skidded into them. i was sited no fault as i could not get off the road or go into opposing traffic (why they stopped). they were complaining about how hard i hit them and she was telling he already had a bad back and now this. the office on the scene asked them did they want him to call them an ambulance to take them to a hospital. She said right away no, they were going to their own doctor. after they left the cop told me they would be trouble. but they were denied due to lack of physical proof and officer testimony. so the moral is because some scam, they reason all are potential scammers until proven actually hurt.
What can happen if after an At Fault accident the auto is totaled and you choose to cancel the insurance because you will not drive again and there are private injury claims not lodged?
If you were insured at the time of the accident, your insurance should pay up to the amount stated on your policy. It does not matter if you still have the insurance now. It is significant that you had it on the daye of the accident.
Will your car insurance be canceled if you turn on left in a no turn left zone and cause and accident?
No. The reason why you have car insurance is to protect you from at fault accidents.
What to do if you have a car accident and no car insurance?
Your jammed .
In the UK it is an offense to drive a motor vehicle without a valid policy of motor insurance. If however the car accident was caused by the other vehicle driver you would still be entitled to recover compensation for your injuries and vehicle harm from the other driver. See the related link entitled “car accident claim” for a description of how to prove who was at fault in a car accident. If you caused the accident – the Motor Insurers Bureau would meet the compensation claim for the other driver under the Uninsured Drivers Agreement but the MIB might seek to recover any compensation paid directly from you. See the related link entitled “accident car insurance” for a total description of motor insurance and the MIB. Same script in The United States. In the State Of Fresh Hampshire , there is no requirement of the state to have insurance. If you have a car financed, the financial institution will require that you have total coverage but other wise, you can drive loosely withou5t insurance. But if you have an accident and you are the cause and have no insurance, you can be cited for no insurance, and the financial ramifications can be ruining. Be wise, at least carry the minimum of liability.
In the UK it is an offense to drive a motor vehicle without a valid policy of motor insurance. If however the car accident was caused by the other vehicle driver you would still be entitled to recover compensation for your injuries and vehicle harm from the other driver. See the related link entitled “car accident claim” for a description of how to prove who was at fault in a car accident. If you caused the accident – the Motor Insurers Bureau would meet the compensation claim for the other driver under the Uninsured Drivers Agreement but the MIB might seek to recover any compensation paid directly from you. See the related link entitled “accident car insurance” for a total description of motor insurance and the MIB. Same script in The United States. In the State Of Fresh Hampshire , there is no requirement of the state to have insurance. If you have a car financed, the financial institution will require that you have total coverage but other wise, you can drive loosely withou5t insurance. But if you have an accident and you are the cause and have no insurance, you can be cited for no insurance, and the financial ramifications can be ruining. Be wise, at least carry the minimum of liability.
Can a person cancel an auto insurance policy if the car is only a lease?
As long as you have another policy in place. When you signed your lease you garanteed that the vehicle would be insurred. Uninsuring the vehicle would be in disturbance of the lease.
Can you cancel car insurance policy?
Yes, either by contacting the insurer or the agent to cancel it, or by not paying the next premium when due. However, most states require auto insurance as a condition of registering the vehicle and renewing your driver’s license. Therefore, if you have no applicable coverage when you attempt to do either, problems will arise. Further, if you are involved in a collision that is your fault and do not have liability insurance, you may be personally liable for the other party(ies) damages. In turn, if you are sued for those damages and a judgment is entered against you, the Financial Responsibility Laws of most states dictate that your license will be suspended until payment of the damages is arranged. You are generally also required to obtain an SR-22 which is a type of high risk liability insurance and to maintain it for a stated period of time provided by statute.
Can you request a check for damages from the insurance company of the driver who caused the accident and not get your car repaired after an auto accident?
It depends on if you have a lien placed on your vehicle (by you lender. If you own the car free and clear, you can take the insurance money and not repair the car, but if there is a lien on your vehicle more often than not the insurance company will make the check out to you and your bank.
Do you get refund if you cancel auto insurance?
In most states, companies are required by law to give you a pro rata refund, that is give your money back for the time remaining on your policy.
Can you claim to an auto insurance if you had a minor car accident but you don’t have a driver’s license but your car insurance its on your dad’s name?
Driving without a license is a crime. If you report that you where driving your dad’s care without a license, you could get yourself into trouble, and put your dad’s rates however the roof. Do not call the insurance company and tell them you where driving unlicensed. If you have your permit, and where driving legally with a licensed driver, and you had an accident in your dad’s car, yes, you can report it and his insurance may cover it if he has that type of policy. If anything, your dad could report that he had the accident, however that would be dishonest.
Can you get your divers license taken away for being in an car accident without auto insurance?
Yes, cause it happened to me in Kansas. Then I had to get a n sr-22 filing.
If a friend borrows your car and gets in an accident does your auto insurance cover damages?
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
Auto accident other driver was not proprietor nor insurer of car?
I was recently involved in a car accident in which the driver of the other car is legally at fault. Is the other party’s insurance still liable for damages involved if the at fault driver is: 1. not the holder of the car, Two. not the insurer of the car, Three. does not have a license. Thanks!
Injured in an auto accident with no auto insurance?
If you are the driver of the vehicle you could face civil litigation by any other parties involved in the accident, including passengers in your vehicle. State laws vary but generally there may be extra criminal penalties including fines and jail time.
Your car was in an accident in Florida It is registered in Fresh York the insurance was in cancellation the car was not being driven by you and was totaled what is your recourse?
Your question is enormously confusing. Whose car is registered in Fresh York? Whose car lacks insurance? Whose car caused the accident? Who was driving the car? All of that may or may not be relevant. In Florida the person who caused the accident is usually responsible for property harm whether or not he or she has car insurance. It does not matter where the car is registered. In Florida, people go after both the driver and registered possessor. The driver caused the accident and the registered proprietor gave the driver permission to drive the vehicle. Collecting one cent is frequently a different matter.
Auto accidents and insurance claims with no insurance?
well it depends where u live as auto insurance differs everywhere. But here in Ontario, when a person hits you and drives off or has no insurance, it goes under your Uninsured auto mobile coverage. and it has very limited coverage for Medical bills, and fixing ur vehicle up to 25,000 if it was a person with no insurance. if its a hit and run then u have to pay the damages to your car out of pocket. or make a claim under your collision coverage.
When you are in an auto accident with no insurance will the other persons insurance pay for their cars damages?
Their insurance policy will pay for their own car. However you must know it’s against the law not to have insurance coverage for your auto.
Call your insurance if you have a auto accident?
Always call your insurance carrier if you have been involved in a car accident. You may also need the advice of a good individual injury attorney if you have specific questions regarding your accident claim. You are under no obligation to speak directly with any other insurance company that may be involved in your claim other than to suggest basic information. Unluckily many insurance handlers are trained ways to coerce claimants into admitting guilt in an accident. They also record the conversations they have with claimants.
What if you was in a auto accident and you are not at fault but you do not have auto insurance?
Laws may vary state to state. In Georgia it is a criminal offense to drive without auto insurance. Albeit you may not be held liable for property harm or bodily injury to another party, you may face legal act including fines and possible jail time.
Can you get auto insurance after a major accident?
Yes you can but you may be surcharged and your premiums enlargened depending on your prior driving record and the kind of coverage you had.
Can you get car insurance on a car after the accident?
If the car has not been repaired but the harm is cosmetic they will very likely insure it for liability onlyIf the car has been repaired it will be no problem to get insurance. If the car is deemed salvage or rebuilt, you can get utter coverage, however keep this in mind. A branded title makes the car worth 35% less than average retail. The coverage AFTER the accident , of course would not caver any claims concerning that accident.
Can you get auto insurance if your auto policy is canceled?
Yes. Sounds like you haven’t had insurance for a while. You’ll most likely need non-standard auto.
Should you cancel your auto insurance after an accident if your vehicle has been announced a total loss?
Often, cars are totaled because the cost of repairs exceed a statutory maximum of their actual cash value, thereby requiring the insurer to total the car. Sometimes, the car is repairable and the insured wishes to keep the salvage and have the car repaired. In that case, a “rebuilt” or “salvage” title will be issued upon the completion of repairs, so the insured may want to keep the insurance in force. Likewise, if the insured gets a replacement car, the same policy as he/she had before can apply to the fresh car–although the specifics of the fresh car (make, model, style, VIN) will have to be endorsed onto the existing policy. The insured may also want to switch one or more of the coverages either in type or amount.
What if auto insurance was canceled before your accident?
Then you may be liable for any harm that you caused to someones property or person.
Does your auto insurance deductible cover your car and the car that you hit in an accident?
You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.
Can you cancel separated wifey auto insurance?
You can certainly liquidate any person from coverage under your own auto insurance policy. You can not however cancel another persons Policy. The very first named insured on a policy is geenrally considered the holder of the policy and can make whatever switches required. If you have a joint possessed policy and with respect to common law, it migt be wiser to simlply pick up a fresh policy for yourself and permit the old one to lapse or expire. Blessed Motoring
Can you cancel auto insurance if you are not driving?
If you don’t own a vehicle, or have no intention of driving, you do not have to maintain auto insurance.
What type of auto insurance could you cancel once your car is very old?
If you are not worried with losing the vehicle if bruised or if you determined it’s not financially wise to pay the premiums for the value of the car you can cancel some coverages. The ones that you could cancel are collision and comprehensive as well as towing and labor and rental car coverages. With most preferred companies you could cancel collision but keep comprehensive. By keeping comprehensive you would still have coverage for fire, theft, vandalism, glass breakage, flood, animal collisions. Collision is the more expensive of the tow by far and generally covers things that are your fault. Comprehensive is for things mostly out of your control.
What happens if you get caught without auto insurance card in Texas in an accident in an insured car?
If you are not an insured under the definitions and terms of the owners insurance policy then you “can” be ticketed. Whether you will be ticketed depends on whether the attending officer checks his computer to see if you are in fact an insured driver or not.
Will your auto insurance increase if you get into an accident with a friend’s car?
Not unless you received a disturbance for the accident. Otherwise it will demonstrate on your record as a not at fault accident and should not raise your rates.
Related video:
Can an car insurance company sue a minor in a auto accident?
Yes, they will menace to sue, if you don’t pay, or get yourinsurance company to pay. It’s better to just pay, or notify yourinsurance company so you don’t have to pay the lawyer fees. Youdon’t want the hassle of going to court and you will lose.
Can a wifey cancel auto insurance on a hubby’s car that is only in his name in the state of OHIO?
If the car and insurnace is only in the husbands name, she would not have the right to cancel it. If it happened, it would most likely be the agents problem because he or she had canceled it when they shouldn’t have.
How do you get auto insurance on a vehicle that has a cancelled registration?
Insurance would not require a valid registration but in order to be able to drive the vehicle you would need to register the vehicle again. You very likely would not be able to register the vehicle until after you insure it.
Can proprietor cancel insurance if car is inoperable for 6 months and auto is at dealership?
It depends on: .
Is the car financed? If it is the finance company will not permit the insurance to be cancelled .
Is the car likely to be driven or moved by the dealership? if so they must be notified before the insurance is cancelled. Other than that yes it can be cancelled. Warning! Vehicles that are left on the dealership property can be sold as abandoned in as little as 90 days. Is your car still there?
Is the car financed? If it is the finance company will not permit the insurance to be cancelled .
Is the car likely to be driven or moved by the dealership? if so they must be notified before the insurance is cancelled. Other than that yes it can be cancelled. Warning! Vehicles that are left on the dealership property can be sold as abandoned in as little as 90 days. Is your car still there?
What happens if you are in accident and pending cancellation of insurance?
If the policy was “pending cancellation” and had not yet cancelled there is no problem as far as coverage. If the policy was in effect at the date and time of the accident then the company will pay the claim. If it had already cancelled you are in serious trouble.
What happens if you’re involved in a auto accident and have no car insurance and no license?
Basically, you’re out of luck. It’s a crime to drive without a license. And it’s almost certainly going to be treated as your fault, meaning nobody’s going to pay to repair your car and you’re going to have to pay to repair the other car. (In practice, the other stud’s insurance will most likely pay for his car … and then they’ll go after you to attempt to reclaim the losses. And they haveverygood attorneys.) You will end up paying the judgement for years to come. Most likely is a lot cheaper to buy the insurance and get the license to begin with, or take the bus. Driving is not a right; it is a responsibility, but now you know that. It is also likely that you will be arrested and the car will be impounded. That will result in a criminal record and impound fees that will be your responsibility. Ifyou ever get it together to get a valid license and a car you will find yourself in a high risk category and your insurance will be very expensive.
Will ct auto insurance cover accident if car was unregistered?
Normally, an insurer will require that all requirements of the law be complied with in order to issue a policy. This would include decent registration of the vehicle.