Yes. Until the claim is closed. You may also substitute your vehicle and just be able to put the fresh vehicle in place of the old one. Your best bet is always to speak with your company about it and get their suggestion. NEVER just stop paying. Then you may get cancelled for non-payment making getting insurance when you want it down the road stiffer and much more expensive.
Can you stop paying car insurance on a car with deepthroated motor and proceed to pay off loan to avoid voluntary repossession in Fresh York?
If your car was stolen and totaled can the bank list it as a repossession and make you proceed to pay insurance on it?
What do you do if the insurance for a totaled car does not pay off the car loan?
If you totaled your car and were arrested for DUI will insurance pay for your car in Texas?
Who pays for your injury if you were injured in someone else’s car but have your own auto insurance as well?
What happens to a totaled car after the insurance co pays you for it?
Some insurance companies will sell the car back to the proprietor. Others sell the totaled car to a salvage yard.
Who pays if you hit your husbands car in your driveway Home owners or auto insurance?
Without a doubt the auto insurance. Homeowner’s insurance never covers a private passenger automobile, ever!.
But read your auto policy. Bet it says harm caused to one family vehicle by another is NOT covered. In other words, YOU PAY!
What do you do if you have utter auto insurance coverage and your car violates down and is totaled?
Will your utter coverage auto insurance pay for your car if you where drinking and driving and had an accident?
They’re pretty much obligated to do so, but recognize that you will most likely be dropped from coverage as soon as they detect the DUI on your record.
Will car insurance pay for a car totaled in a DUI accident?
It should. If the “at fault” vehicle is insured, it’s supposed to cover the victim’s vehicle 100%. If the “at fault” vehicle has comprehensive and collision insurance that insurance is supposed to cover the at fault vehicle up to the deductable amount.Note that the tipsy driver will liberate his insurance and be required to get the VERY expensive DUI “insurance endorsment” since he/she is now in the highest risk bracket..
BTW, when a tipsy driver causes a collision it’s not called an “accident”. Accident is when things just happen. Driving inebriated is the CAUSE of the collision and as such the collision is not called an accident. Call it a wreck, crash or just about anything else that takes away the implication of a random act.
If you only have liability and your car is totaled in an accident will your insurance pay for it?
What does the insurance company have to pay if you total your car with utter coverage?
They pay whatever the value is of your vehicle less the deductible..
The value they pay, in most cases, will be the trade-in value or average private sale value. Not enough to substitute the car even when you add the deductible..
anything you do with the car or any one else but beware when claiming on insurance they will charge you more next time
Can you make your auto insurance pay you back for loan payments you made on a car they announced totaled?
Your insurance owes you the value of the vehicle minus your deductible. If you owed the bank more than this, you are responsible for the excess.
If you buy auto insurance when your car is already bruised and needs motionless will they pay to repair it?
Again, insurance fraud is a felony crime..
No. When a claim is made the proprietor of the vehicle is required to present the vehicle for an inspection by the insurance claims investigator..
The holder will also be required to pack out a report concerning all relevant facts to the accident (time, place, other vehicle involved, etc.) .
Claims adjusters/investigators are very well trained in what to look for especially when the issue may be one of a fraudulent nature. .
However, it is not unlikely the person would be charged with a criminal offense, unless the insurance provider paid the claim (not likely) and it was later proven the insured intended to defraud the provider..
Still fraud, still a felony..
No, insurance coverage/reimbursement whether vehicle or other property is not retroactive..
That’s fraud and it’s very effortless to detect, so unless you want to be arrested and prosecuted, I wouldn’t attempt it.
Can you switch auto insurance companies before you pay the total premium due?
Definately! Reminisce, premiums are NOT a loan. If you don’t pay the insurance company will in most cases not sue you, send your unpaid balance to collections or anything of the sort. Total premium due is the total amount you have to pay during your term, typically 6 to 12 months. However you pay, is up to you. If you pay all at once, most of the time the insurance company will send you a refund check of your unused premium, but CHECK your policy and the company’s terms before confirming that. If you pay by the month, then simply call your insurance company with a request to cancel or don’t pay the bill when you get it and usually they will cancel within a few days of nonpayment of premium. If you have a lienholder (you have one if you have a car payment) make absolutely sure you don’t incur a lapse in coverage because say you canceled your policy on a Monday and can’t get a fresh one until Wednesday and you had a wreck on Tuesday, YOU will have to cover any and all damages to your car if you have an at fault crash or an uninsured driver hits you. This is why most insurance companies and brokers take pictures of your car in the parking lot so any harm you attempt to claim after the begin of the policy will be denied as the photos will serve as evidence and you could be convicted of insurance fraud, so be careful.
Will your insurance pay for your car you totaled and it was your fault you have total coverage on your leased car?
This is sort of an educated guess, but I believe the insurance would pay the dealer and not you. I simply say this because when leasing, you never own the car, you simply “rent” it for a definite amount of time.
Can you get total coverage auto insurance for a totaled car?
Should I pay cash to repair a parked car I scraped or use my auto insurance?
You need to find out what is the best for you in the long run. Contact your policy services dept. Ask what constitutes a rate increase (for accidents, and how much is that)? Is the harm under the min. for a ‘chargeable accident’? Some Companys (two I’ve worked for) do not generate a chargeable accident unless it exclipses say 400.00/500.00 and at fault…so if the harm is less than that (for sure, including any rental while their vehicle is in the shop), then I’d let the company treat it…On the roll side, if the harm is say 2k, and your rate increase (if there is one) would be 10% for three years how much is that? I’m guessing as puny as you say the harm is, ‘scrape” (but scrape to a bumper, and scrape to a door especially if it is close to the other door) are two different things. But assuming it were 800 or so, you might be better off treating it yourself…
If my car is totaled and not paid for will your insurance pay for it?
In most cases, insurance companies are only required to pay up to the book value of your car. What this means is that if you owe $15,000 on a car loan and the car is only worth $12,000, you will still be held responsible for the remaining balance which in this case would be $Three,000. This is also known as being upside down. If you purchase GAP, a.k.a a debt cancellation contract, then you would not be held liable for the remaining $Three,000. This is why it pays to purchase a car that has good residual value meaning it shouldn’t depreciate much swifter than you are able to pay off your loan.
Will your insurance pay if someone wrecks your car and they do not have a licence but you let them drive your auto anyway.?
Most large company’s do, as long as the person driving was @ least 25, even if they where determined after investigating, to be @ fault.
My car was totaled. it already has a salvaged title. what will the insurance pay?
Will car insurance pay if totaled car?
Will individual medical insurance or car insurance pay medical expenses in an auto accident?
Do you have to be the proprietor of a car to get auto insurance?
After you’ve signed the papers at an auto dealership and driven the car off the lot the finance company wont cover you for the loan and the car gets totaled and its insured who pays for the vehicle?
What if my car was totaled in an accident the insurance pay off the debt?
Can you get auto insurance with out having a car?
Analyze your assets, including home, furniture, art , clothing, computer , electronics, and all other individual assets. Get quotes for liability insurance only. .
Estimate your future income. This is significant because, like life insurance, you want to protect your future income as much as possible. This calculation often results in a larger amount than all of your individual assets. I wish you the best .
Should I proceed paying car insurance if the car is totaled and have it liquidated from my policy?
If you don’t get a fresh car then STOP!
Single car accident no injuries but car totaled will insurance pay?
Do you have to have auto insurance to rent a car?
If no auto insurance will medical insurance pay?
When you are in an auto accident with no insurance will the other persons insurance pay for their cars damages?
How long do you pay for auto insurance?
If your car is totaled do you still have to pay off the insurance policy?
How long can an insurance co take to pay for your totaled car?
Does a utter coverage auto insurance in CA cover a totaled car in another state?
Can another persons auto insurance total your car?
Car totaled insurance value car at 16000 and loan amt is 12400 can you use your gap insurance to pay off car loan?
What do you do if the insurance for a totaled car does not pay for my private injuries?
Will at fault insurance buy you a fresh car after paying your car totaled?
Does auto insurance pay lien on totaled auto?
Do you have to pay auto insurance if your car is totaled in an accident and may not have another car for several months?
Do you need to still pay insurance when your car is totaled?
What are the benefits of auto car insurance?
A family member was killed in an auto accident in the state of kansas. Does insurance money paying for the totaled car have to go through probate?
Do you have to proceed paying your insurance if your car is stolen?
Can possessor cancel insurance if car is inoperable for 6 months and auto is at dealership?
Is the car financed? If it is the finance company will not permit the insurance to be cancelled .
Is the car likely to be driven or moved by the dealership? if so they must be notified before the insurance is cancelled. Other than that yes it can be cancelled. Warning! Vehicles that are left on the dealership property can be sold as abandoned in as little as 90 days. Is your car still there?